Little Johnny wants a bike
One day little Johnny went to his father, and asked him if he could buy him a $200 bicycle for his birthday.
Johnny’s father said, “Johnny, we have a $80,000 mortgage on the house, and you want me to buy you a bicycle? Wait until Christmas.”
Christmas came around, and Johnny asked: “Dad, can I get the bike now?”
The father said, “Well, the mortgage is still extremely high, sorry about that. Ask me again some other time.”
A week late the father saw Johnny walking out of the house with all his belongings in a suitcase.
“Where are you going Johnny?” the father asked.
“Yesterday I was walking past your room, and I heard you say that you were pulling out, and mommy said, ‘Wait, I am coming too!’ and DAMN if I’ll get stuck with an $80,000 mortgage!”