A cowboy applied for an insurance policy. “Have you ever had any accidents?” asked the agent.
“Nope,” replied the applicant, “though a bronc did kick in two of my ribs last summer, and a couple of years ago a rattlesnake bit me on the ankle.”
“Wouldn’t you call those accidents?” replied the puzzled agent.
“Naw,” the cowboy said, “they did it on purpose!”
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